Going to the market with your friends for shopping only to find out a NIL bank account balance. Such an embarrassing feeling it must have been. That’s where your credit card buddy comes to your rescue by allowing you to shop from anywhere, anytime.
Not only that, you can also satisfy the foodie in you, paying less than your cash-paying counterparts by utilising the discounts available on a credit card. The discount may apply to dining at select outlets.
Given that we hardly get the time to enjoy dining outside, discounts even on select outlets may not bother you.
But instead of stopping here, the world of credit cards begins!
We through this blog will brief you on the things that make many die-hard fans of credit cards.
Striking Credit Card Features at a Glance
Credit cards are a sheer delight when used brilliantly with rewards, cashback and discount offers greeting you on your purchases. With our explanation, you will know even better.
A Friend in Need is a Friend Indeed Suits Credit Cards
Emergencies strike sometimes and leave us with ZERO cash balance. For example, a month of illness, which if not covered under health insurance, will drain out your cash.
However, the needs don’t stop; they keep rising, pushing you harder to fulfil those. At that time, the cashless purchase enabled by credit cards comes to your rescue.
It meets your needs while allowing you 45 days to repay without any credit card interest. That’s a handy time to pay the credit card bill, right?
Rewards in Plenty to Lift Your Shopping Mood
What makes people go ga-ga over credit cards is a flurry of rewards for purchasing things using the cashless instrument. Reward points accumulate on the shopping you do at a predefined rate.
But how will these reward points create a difference in your shopping journey? Something you may be asking if you are yet to take a plunge with a credit card.
The reward points accumulated are redeemable against a wide range of items from the catalogue available on the website or while logging into the net banking page of the lender.
Some credit cards even allow you to pay the bill using the accumulated rewards, creating a win-win situation for you.
Credit Card Travel Lounge Access Gives You a King-Like-Feeling
Flight delays can be the case for both domestic and international flights. So while your flight comes and takes off, you can chill out at domestic and international lounge access taking refreshments and having a nap, that too for FREE! YES, credit cards come with this King-Like-Feeling offer.
However, some credit cards may offer both domestic and international lounge access while some may offer either of the two.
Loan on a Credit Card Creates More Smiles
Needs such as a wedding or a medical emergency can all of a sudden raise so much of your financial obligations. At that time, your credit card buddy can greet you with a pre-approved personal loan.
Lenders often check the profile of credit card shoppers and reward the ones with an impeccable payment history with a pre-approved loan where you need to submit NIL to a very few documents. It is disbursed within seconds or hours after you give consent to the offer.
Lifetime Free Credit Cards Further Add to the Joy
Credit cards usually come with a joining and annual fee that shoppers need to pay. However, to grab more consumption, lenders also offer credit cards with ZERO joining and annual fees, maybe to select individuals based on their credit card shopping behaviour and overall credit history.
Wrapping Up
Credit cards are friends you can trust for your needs anytime. However, in the world of mutuality, you also need to display friendship by paying back your bills on time to prevent massive credit card interest. With that, we wrap up this segment on credit cards today. We will soon come with some fresh insights on things that matter on zarooribaathai.in.
